It’s not just a trend; it’s a shift. More Australians than ever are turning to finance brokers over traditional banks when it comes to getting a loan. And if you’ve ever waited on hold with a big bank or been told “computer says no,” you probably already get it!

Here’s why working with a broker in 2025 just makes sense.

1. More Access = Better Outcomes

When you walk into a bank, you’re limited to their products, their criteria, and their timelines. But when you work with a broker like the Legends at Legend Lending, the whole market opens up.

We’ve got access to 50+ lenders – including major banks, regional lenders and specialist finance providers. That means we can compare rates, policies, and approval criteria to find the right fit for you – not just the option that suits the bank.

More options = better rates, better repayments, and way better chances of getting approved.

2. Better Options for Self-Employed & Low-Doc Applicants

Let’s be honest; traditional banks don’t always play nice with tradies, contractors, business owners, or anyone who doesn’t fit their neat little box. If you’re self-employed, on Centrelink, or don’t have a regular payslip, getting finance can feel like hitting a wall.

That’s where we come in.

At Legend Lending, we also help with low-doc and alternative-income loans. Whether you’ve got an ABN, BAS statements, or just bank statements, we’ll build a strong application that gives lenders what they need, without you jumping through endless hoops.

3. Real People > Call Centres

When you apply with a bank, you’re a number on a screen. When you apply with a broker, you’re a person with a story – and a team that’s got your back.

We get to know your goals, structure your application properly, and negotiate with lenders to fight for the best outcome. It’s not about pushing buttons, it’s about making your deal make sense.

And when you need answers? You’re not stuck on hold with a robot. You’ve got a real broker in your corner.

The Bottom Line

In 2025, brokers aren’t just for the complex deals – we’re the new normal. From fast pre-approvals to specialised finance strategies, brokers are getting deals done that banks simply won’t touch.

At Legend Lending, we help Queenslanders across all walks of life secure car loans, business finance, personal loans and more – quickly, confidently, and with less stress.

Need help with a loan?
Apply now or send us a message.